I have incorporated a company and have 2 queries, one related to ESIC & Another to the bank account, Please guide:-

I. The company doesn't fall for ESIC criteria but have received mail with details for login and register for compliance. and when we log in it ask as below:-

1. Factory / Establishment has become coverable and shall comply with the provisions of ESI ACT, 1948 with immediate effect - Yes/ No - I select no here.

2. Factory / Establishment has not yet reached the threshold limit for compliance with the provisions of ESI ACT, 1948 - Yes/ No - I select Yes here.
it asks me to select:-
Kindly allow grace period till -

Now what should I select for grace period as we don't know when will company reach for ESIC applicability. For the next 2-3 years the company will have only 5-6 employees.

II.Also as earlier no option for bank account was there, I selected PNB, but client opened account in Axis bank for his convenience and already deposited subscriber money in same. Now I am filing INC- 20 A with Axis bank statement.

But the client received a message:-
Welcome to PNB.A/C No.XXXXXXXX100017214 with BO BACK OFFICE (COSCA) DELHI has been opened. Update ur email in A/C. Download PNB Mpassbook from play store.

he doesn't want to continue with the PNB account. In the webinar also it was told that the bank person will call before opening the account, but now they opened the account, so what should be done.

Please Guide